So, I’ve been in my basement– or what a favorite uncle calls a Cellar—for the past couple of days.
In fact, he’d call me a “Cellar Dweller…”
And he is correct. My desk, computer, file cabinets, eBay supplies and packaging area are down in my cellar. It is a finished basement, with comfy couches and chairs—and a TV. So I don’t mind being holed up in my cellar. I often go down there when I am serious about getting things done.
Anyways, I looked at spreadsheets. I looked at bills. And I looked at potential jobs.
Until my head was spinning…
That’s when I knew it was time to get outside. I grabbed The Little Black Dog and we headed to the beach for our daily walk.
As I walked, I got to thinking. (God help us all when I do that.)
My current financial situation isn’t that hard. Just simple elementary school arithmetic.
Then subtract the bills.
And if the sum of these two numbers is red instead of green? Scale back.
Some common options:
Eliminate Car Payment. Done. Years ago. Hence my 13-year-old Honda Accord.
Sell my house. Again, done. I rent the home the children and I live in.
(From a woman who might soon be canonized as a Saint …)
Sell off my worldly possessions? Done. Any gold I had was melted down years ago when I set up my new household. Honestly, I pawned my wedding rings right out of the gate, because wedding rings aren’t necessary for a person getting divorced. Though one or two people protested…
Protestor: You NEED to save those for your daughter.
Hadn’t really thought of that. For me, it seemed silly and useless for something I clearly didn’t need to occupy space in a drawer for many years…
Me: Darling Daughter, how do you feel about these? Are they something that have meaning for you? Would you like me to save them for you?
My daughter looked at me like I was standing on my head…
Darling Daughter: WHY would I want to wear the rings of FAILURE???
Onward. To more common options:
GOOD OLD MA & PA
Many people head back to their parents’ house in times of financial distress. Not an option for me. My mother passed about 20 years ago, so I would have to pitch a tent at the cemetery to hang with her. And my father lives nearly an hour away. A little too long of a commute, considering the promise I made my children that they would not have to change school districts after the divorce.
FIND A NEW MAN (OR A HUSBAND)
Another popular plan of attack in times of distress. Men use this one, too, but they find a woman. (Unless they are not heterosexual) Biggest problem here? I’d be counting on somebody else to bail me out. Which means I don’t bail myself out. Which means I don’t learn and grow from the experience. There is an old saying that the lesson keeps coming back at us until we get the brick to the head. I am ready to learn the damn LESSON already!
Goes like this…
PRAY FOR AN INHERITANCE
As far as I know, there aren’t any wealthy, childless relatives hiding out anywhere. Plus somebody has to DIE for people to get an inheritance. And I would feel terrible if tragedy or illness befell somebody I knew—and I ended up compensated with vast sums of money. (At least I think I would feel really, really badly )
This is kind of interesting, because nothing BAD would have to ‘happen’ to anybody. So I think I could feel okay about it if somebody wanted to set up a Trust Fund for me to draw from occasionally. And I wouldn’t be one of those ungrateful people. Nor would I act snotty, entitled or better than others. I would really appreciate it.
I’ve said this many times before. But it is fact. The world—Northeast Ohio specifically—isn’t in need of another middle-aged, single mother looking for a job. Or even another PERSON looking for work. Jobs aren’t all that easily found…
Because I am a little (maybe even a lot) ADD, my mind bounced to my marketable skills:
People usually like me. (Except for two…maybe three people)
Put me in the sandbox and I play well with others. I never threw sand as a child. Just like on the elementary school report card. They always said that I ‘worked well with others.’ Probably, I had ‘natural ebullience’ when I was a kid, just like I do now. (See past two blogs if that doesn’t make sense…)
From there, I drew a blank.
Seriously, I am hardworking, got excellent grades in school and am PC and Mac literate. I’m a first-rate organizer. I learn new skills and technology easily. Have a pleasant phone manner. Happen to have an eBay store where I am a PowerSeller and Top Rated seller. Hopefully, I am an acceptable writer. (A writer is what I would really like to be…)
Then there’s my BA in Management/Finance. Which is a bit ironic considering my inability to do elementary school math lately.
Or maybe I just need more to work with. If there aren’t any beans to count, how can I be a bad bean counter, right?
Obviously, I am not a quitter. Or I’d have quit a long time ago.
I just need to look a little harder for ways to change my current financial circumstances.
Which means I’ll be heading to the lower level of our Little White Ranch House. A Cellar Dweller for another day.
I am a HAPPY Cellar Dweller, at least…and a NICE one.
And I promise I’ll be soaking in the LESSONS like a sponge. Because I really do not want to have to break out my catlike reflexes to dodge ANOTHER brick. (more on my catlike reflexes another time…)
As ever, I am open to suggestions, if anybody out there has anything?